Free Debt Tracker Google Doc

When I began my debt free journey I scoured all of Pinterest for a debt free tracker to help me keep up with my goals and…. I found nothing. Well I did find some printables that looked super cute and excel sheets that were really technical but none worked for me. Instead of wasting more of my time finding the “perfect one” I made my own! I made it simple for me, easy to use, and most importantly I made it digital because let’s be honest who writes stuff down anymore? I mean no shade to those who have a budget planner I’m totally jelly and I love looking at YouTube videos of you guys doing them but it’s not my style I’m more of a digital girl.

I wanted to share my debt free trackers with you all for free because they're simple to use and maybe they’ll help you too. And maybe its exactly what you’ve been searching for too! You can click on the download link so it can take you straight to Google drive; where you can download it print it or save it to your own Google drive. I recommend the latter of the three because downloading it sometimes the font doesn’t transfer over but you can also download it as a pdf hmmmm decisions decisions... Whatever floats your boat I just hope this sheet helps!

!!Download here!! 

1st Overall Debt Free Tracker

 

!!Download here!!

Here you can add all of your debts you are currently paying off and track them month to month. Like I said I wanted to make this as simple as possible so this is a general overview of everything you are paying. I track mine in terms of totals because it’s easier for me to keep track of everything if they are in larger chunks.

I put total credit cards in one category instead of writing them all out. You can do this for your student loans if they are under the same provider, as I did, or write them in terms of smallest to largest, but this is just an over view of your debts and what categories they fall into.

Also for all of these please feel free to change them up or use them as a reference, do what works for you!

2nd Credit Card Debt Tracker

!!Download here!!

Now here is the sheet where I break things down for myself in more detail. Here I lists all of our credit cards we are currently working on and, following the Dave Ramsey method, we arrange our debts from smallest to largest. Since I am only paying the minimums on my other debts I don’t include them here. Why? Well for my sanity I broke down the process into chunks, I am going to pay off my debt in these order chunks: credit cards, small student loans, cars, and larger student loans. Focusing on my payments in smaller chunks I am able to pay the minimums on the debt I am not working on and clearly focus on the debt category I am currently attacking

For this one I laid out an example excel sheet and a blank excel sheet on the Google doc. Because this is the one I am most proud of! Here is the breakdown of this excel sheet it’s sorted into three initial categories: the initial debt owed when you start, then minimum payments due (so you don’t have to keep pulling that information over and over), and the initial debt snow ball (which is what you anticipate to pay for that month).

From this point on it gets easier, for every month I have it broken down into two categories: total debts at the start of the month and the debt snowball for that month, and these two categories just carry on within the sheet until you’re done paying off those debts. Again as the previous excel sheet this is auto calculated so you can make changes and see the auto calculated totals change at the bottom.

Here is how I do my own debt snowball using this excel sheet: my husband and I have a certain amount that we can pay towards debt. Based on our calculations we can pay about $1,600. So what I do is tweak the numbers in my debt snowball total for each credit card until I get to the desired $1,600 at the bottom (which is auto calculated). And of course I know things happen along the way and some times the numbers need to be changed mid-month, that's okay! changing stuff around on the Google doc is really easy!  we have it on hand anywhere any time! Did I mention you can shared the document with someone and allow them to make changes too? well you can! just save this tracker to your Google drive and share your own spreadsheet with whoever you want!

3rd Interest Rates Tracker 

 

!!Download here!!

This last one is super simple! It’s just all of my debts and their interest rates. Now I don’t really use the interest paid section as much as I thought I would so I left that blank but if you find something cool to do with it let me know! Maybe I can try it too!

 

Hope you guys like it! k bye!

love,

Angie

 

DIY: weight loss tracker

I'm going on a weight loss journey! And I've decided to make a weight loss journal to keep track of my progress, I didn't know where to start so of course I headed to the headquarters of everything crafty (Pinterest) to get some ideas. I saw a lot of great printable and and examples and also came across this thing called a bullet journal which I think everyone should go check out! The one thing that really caught my attention was weight loss trackers that looked like maps. I really liked that you could shade in your progress as you go. I like seeing things in the bigger picture and seeing progress when I get down on myself. Some times it may feel overwhelming looking at it all and seeing how much "progress" I still have to accomplish but I believe in myself!
So now that I've made my weight loss tracker I want to show you guys and gals how I did mine and hopefully this inspires you to make one of your own if you are also embarking on a weight loss journey. But! Remember you are perfect as you are, and if you do embark on this journey do it for yourself and no one else!

Materials:

1. Graphing paper (not a must but it made it way easier)
2. Ruler
3. Ball Point Pens (I chose red and black)
4. Pencil 

Step One: 

for reference I drew in a couple of finished rectangles with numbers and arrows. So in this image I placed the ruler two(graphing) squares above the previous row, it is important to keep track of the space you are leaving btwn each box, you dont want things to start looking uneven.

Step Two:

Now you need to draw out your first row that will later complete your boxes.

Once you have figured out spacing from top to bottom, you need to figure out how much space is going to be left btwn each box and the dimensions of said box. I made each box three squares wide and left a space of two squares btwn each box. 

(if you're not to sure about your dimensions do it in pencil)

First row

Step Three:

After figuring out dimensions and drawing in your first row, the next step is to draw another set of lines directly above the previous set of lines. In this step you will be figuring out the height here I made my box two squares high!

Step Four:

Line up the squares to close them up

Step Five:

Draw your arrows here I chose red for my arrows 

Step Six:

Write in your numbers until finished. My goal weight is 140 so I stopped here!

I think the hardest part is figuring out your dimensions this was weight loss tracker that I am showing you guys is actually my second attempt, and Im pretty happy with the result!  

diy: coin purse

ok so here it goes a coin purse. i make many things and always end up with left over yarn for this project i tied all my loose ends together to make a long length of string. i then used a size 6 crochet hook and chained 12 stitches. I then went back and forth doing a single crochet stitch until i had the desired length. i then slipped stitched all around. i sewed on a button for my mom but you dont have to it looks great with out it as well

happy crafting

this project took me about 1 hour and didnt cost a thing since it was left over yarn

DIY: Scrapbooking

scrap booking anyone? 

well i'm not that into it well until i decided to give one to my bf for our anniversary 

 the book that i have is a simple brown page book which goes super well with the look i'm going for retro

we listened to the beatles a lot so the title was easy its a red square and i grabbed white paper and made a fold for multiple similar hearts glued them then with a red marker made the stitching marks

yes its a lot of hard work but totally worth it. and if your buying all these things it can get a bit expensive and time consuming but if you have some stuff around your house like i do it wont cost a dime. 

happy crafting. will update on my ideas later.

DIY: Making Old Frames like New

  

How to make old ugly frames like new. I wanted to change my room to black i had these yellow frames so i used a black spray can and sprayed the two frames black. i did this outside since the smell is too strong for me

 I had a couple trail and errors with this project. the best technique i came up with was to spray in the direction of the wind, keep some distance about a foot away, and spray in a back and forth motion. they helps so you don"t get bubbles on your frames like i did. 

remember keep your distance and spray in a back and forth motion. this project did not cost me a thing since i used paint around my house, it took me about 10 minutes to do both frames. fast and easy. 

you could also use paint instead of a spray can, your choice. 

happy crafting.

diy: zipper pants into button fly

My boyfriend really loves 501 jeans mainly for their button fly. he had some jeans for with a ripped zipper that i turned into a button fly

i first started by removing the zipper from both sides just cutting along the edges nothing drastic

the button comes in two pieces one end is sharp and the other looks like the button part.
what i did was stab the sharp part through the back of the pant and placed the actual button on top of it. then  hammered it in, i thought i would need a special tool but a hammer works just fine. make sure to use force.

the next step is to line up the buttons and make a mark with a sharpie on the other button holders side. cut the button holes horizontally, i suggest making the top one vertical so all the buttons done slip out. 

the final step is to sew around the button hole for a nice finish, i did this by hand just wrapping white string around the oval.

finished product!

all in all its pretty fast and cheap all we paid for were the buttons which we got at the flea market for 10 cents each. so they project cost a 30 cents and maybe an hour for time. happy crafting!

diy: reduce reuse recycle

after taking an environmental science class in High School I came to realize how waste full we really are. so i made this pencil box out of the cardboard from our cereal boxes. nice way to reuse or refashion something 

 I got the template to make this pencil holder from here http://craftzine.com/quick/pencilcase/
here are a few samples of the ones i made:

i hope you guys make some wonderful creations from your cereal boxes. this project took me about 20 minutes and was free. i had velcro dots around the house but you could also use a rubber band that wraps around a button.

happy crafting!!