Free Debt Tracker Google Doc

When I began my debt free journey I scoured all of Pinterest for a debt free tracker to help me keep up with my goals and…. I found nothing. Well I did find some printables that looked super cute and excel sheets that were really technical but none worked for me. Instead of wasting more of my time finding the “perfect one” I made my own! I made it simple for me, easy to use, and most importantly I made it digital because let’s be honest who writes stuff down anymore? I mean no shade to those who have a budget planner I’m totally jelly and I love looking at YouTube videos of you guys doing them but it’s not my style I’m more of a digital girl.

I wanted to share my debt free trackers with you all for free because they're simple to use and maybe they’ll help you too. And maybe its exactly what you’ve been searching for too! You can click on the download link so it can take you straight to Google drive; where you can download it print it or save it to your own Google drive. I recommend the latter of the three because downloading it sometimes the font doesn’t transfer over but you can also download it as a pdf hmmmm decisions decisions... Whatever floats your boat I just hope this sheet helps!

!!Download here!! 

1st Overall Debt Free Tracker

 

!!Download here!!

Here you can add all of your debts you are currently paying off and track them month to month. Like I said I wanted to make this as simple as possible so this is a general overview of everything you are paying. I track mine in terms of totals because it’s easier for me to keep track of everything if they are in larger chunks.

I put total credit cards in one category instead of writing them all out. You can do this for your student loans if they are under the same provider, as I did, or write them in terms of smallest to largest, but this is just an over view of your debts and what categories they fall into.

Also for all of these please feel free to change them up or use them as a reference, do what works for you!

2nd Credit Card Debt Tracker

!!Download here!!

Now here is the sheet where I break things down for myself in more detail. Here I lists all of our credit cards we are currently working on and, following the Dave Ramsey method, we arrange our debts from smallest to largest. Since I am only paying the minimums on my other debts I don’t include them here. Why? Well for my sanity I broke down the process into chunks, I am going to pay off my debt in these order chunks: credit cards, small student loans, cars, and larger student loans. Focusing on my payments in smaller chunks I am able to pay the minimums on the debt I am not working on and clearly focus on the debt category I am currently attacking

For this one I laid out an example excel sheet and a blank excel sheet on the Google doc. Because this is the one I am most proud of! Here is the breakdown of this excel sheet it’s sorted into three initial categories: the initial debt owed when you start, then minimum payments due (so you don’t have to keep pulling that information over and over), and the initial debt snow ball (which is what you anticipate to pay for that month).

From this point on it gets easier, for every month I have it broken down into two categories: total debts at the start of the month and the debt snowball for that month, and these two categories just carry on within the sheet until you’re done paying off those debts. Again as the previous excel sheet this is auto calculated so you can make changes and see the auto calculated totals change at the bottom.

Here is how I do my own debt snowball using this excel sheet: my husband and I have a certain amount that we can pay towards debt. Based on our calculations we can pay about $1,600. So what I do is tweak the numbers in my debt snowball total for each credit card until I get to the desired $1,600 at the bottom (which is auto calculated). And of course I know things happen along the way and some times the numbers need to be changed mid-month, that's okay! changing stuff around on the Google doc is really easy!  we have it on hand anywhere any time! Did I mention you can shared the document with someone and allow them to make changes too? well you can! just save this tracker to your Google drive and share your own spreadsheet with whoever you want!

3rd Interest Rates Tracker 

 

!!Download here!!

This last one is super simple! It’s just all of my debts and their interest rates. Now I don’t really use the interest paid section as much as I thought I would so I left that blank but if you find something cool to do with it let me know! Maybe I can try it too!

 

Hope you guys like it! k bye!

love,

Angie

 

Quarter Life Crisis

So..... the first time a heard quarter life crisis it was from the youtube chick gaby where she hit 25 and was like what the hell am i doing with my life. She freaked out like I am doing now but she did something about it. She changed it all up, well you guys I'm going through my quarter life crisis. Its time to change shit up!

I'm honestly like what the fuck am I doing here, I have a job, I have  a roof over my head I'm lucky enough to have a fucken degree but damnit I still fell so unsuccessful. Like right now I'm sitting in a class and can't even focus because well I just don't have it together. I want it all I want everything to be prefect and this perfect life. I know thats not a real thing but my life is so shitty right now I want to get as close to it as I possibly can.

So lets fucken do this! Lets do something about it. I want to do some wild shit and some spiritual soul searching stuff too. I want to find a good middle ground, I want to live the most amazing crazy fulfilling life for myself. but where to begin really? wtf do i want to do any way?

I don't know lets find out. BTW I started a new Instagram account angiesdebtfree go check that shit out. I'm currently on a debt free journey and posting whatever the fuck I want their too. This will be my new social media insta. I'm removing the old one.

love you bye!
Angie

My Shopping Trip: Dollar Tree Edition

Here's another quick shopping trip haul, this is a dollar tree edition. I went to the dollar store to pick up baby wipes and ended up with a couple of gems, that of course I wanted to share with you all. Enjoy!

My Shopping trip: Thrift store edition

In this trip I go to Goodwill in Orange county. All of the clothes that I found were brand new from target, this usually happens when items at target it the salvage mark at the store then those items are transported to the Goodwill to be sold there.

Now the Goodwill sells things at set prices for a lot of their clothing with some exceptions. From what I have seen everyday a new colored tag goes on sale and that time is 50% off. On my trip I was extremely fortunate to find that all these times were 50% from the set price, in the end I only spend about $21 for my entire purchase (i bought glass cups too). Not bad at all given the fact that all of this was new!

Give the Goodwill a try, sometimes you don't find what you want but other time you find jems like these items!

About Me

Hello Readers,

I wanted my post to be a little bit about me and of course why this blog so lets get into it:
About me:
My name is Angela Maleiny, (Maleiny is pronounced in Spanish sounds like Mulaney) I am currently a UCLA student studying Anthropology. I am Mexican- American or Chicana I'll take either one but never Hispanic.  I'm a crafter, a writer, a scientist, and I'm hoping to broaden this list.

I'm not really sure what else to say about me so moving on:
Why this blog? Well, this is like my fourth blog I've tried to start and those blogs didn't spike an interest. I went on a search as to why. My answer? The worlds that I made in those blogs were separate they all spoke about different things, so I felt restricted speaking on just that content . Thats not how I work I dip into many different things and NOW I feel like those worlds should collide. And they will in this blog. So what does that mean? I will be closing all those other blogs and I will be adding all those previous posts here.
It will be scary having all these worlds collide but thats what has happened in this age of technology and instead of running away from it I'm going to embrace it! It might be a disaster it might be a success but I won't know until I try.

DIY: weight loss tracker

I'm going on a weight loss journey! And I've decided to make a weight loss journal to keep track of my progress, I didn't know where to start so of course I headed to the headquarters of everything crafty (Pinterest) to get some ideas. I saw a lot of great printable and and examples and also came across this thing called a bullet journal which I think everyone should go check out! The one thing that really caught my attention was weight loss trackers that looked like maps. I really liked that you could shade in your progress as you go. I like seeing things in the bigger picture and seeing progress when I get down on myself. Some times it may feel overwhelming looking at it all and seeing how much "progress" I still have to accomplish but I believe in myself!
So now that I've made my weight loss tracker I want to show you guys and gals how I did mine and hopefully this inspires you to make one of your own if you are also embarking on a weight loss journey. But! Remember you are perfect as you are, and if you do embark on this journey do it for yourself and no one else!

Materials:

1. Graphing paper (not a must but it made it way easier)
2. Ruler
3. Ball Point Pens (I chose red and black)
4. Pencil 

Step One: 

for reference I drew in a couple of finished rectangles with numbers and arrows. So in this image I placed the ruler two(graphing) squares above the previous row, it is important to keep track of the space you are leaving btwn each box, you dont want things to start looking uneven.

Step Two:

Now you need to draw out your first row that will later complete your boxes.

Once you have figured out spacing from top to bottom, you need to figure out how much space is going to be left btwn each box and the dimensions of said box. I made each box three squares wide and left a space of two squares btwn each box. 

(if you're not to sure about your dimensions do it in pencil)

First row

Step Three:

After figuring out dimensions and drawing in your first row, the next step is to draw another set of lines directly above the previous set of lines. In this step you will be figuring out the height here I made my box two squares high!

Step Four:

Line up the squares to close them up

Step Five:

Draw your arrows here I chose red for my arrows 

Step Six:

Write in your numbers until finished. My goal weight is 140 so I stopped here!

I think the hardest part is figuring out your dimensions this was weight loss tracker that I am showing you guys is actually my second attempt, and Im pretty happy with the result!  

bj blast!

So I tried this out today with the hubby!

AND IT DOES NOT WORK! UGH... I MEAN I WANTED IT TO WORK BUT NOTHING. I DIDNT KNOW WHAT TO EXPECT WHEN I GOT IT BUT IT WASNT WHAT I EXPECTED. SO THIS IS WHAT HAPPENED:

I PUT SOME OF THE CANDY IN MY MOUTH TO SEE WHAT IT WAS LIKE BECAUSE I'VE NEVER HAD POP ROCKS. THEY POPPED IN MY MOUTH AND THAT WAS WEIRD BUT IT TASTED GREAT! WHEN I HAD ENOUGH CANDY IN MY MOUTH I WENT IN FOR THE KILL! AND NOTHING FELT LIKE I WAS GIVING HIM A SCRUB WITH MY MOUTH HAHAH. HE DIDNT FEEL A THING EITHER. SO I THOUGHT WHAT IF I JUST PLACE THE BJ BLAST ON HIS DICK SO I DID THAT. I GOT IT ALL OVER HIS PUBIC HAIR AND IT STUCK LIKE CANDY DOES ON HAIR.... 

I TRIED TO GIVE HIM ORAL SEX THIS WAY AND HE STILL SAID IT DIDNT FEEL DIFFERENT AND IT WASNT REALLY WORKING FOR ME EITHER. 

SO BOTTOM LINE IT DIDNT WORK I DONT RECOMMEND IT. 

IT TASTES GREAT LOVE THE CANDY SO I JUST ATE THE CANDY.